Saturday, 5 November 2011

Sleep Innovations 10-inch Sure Temp Memory Foam Mattress - Queen Size

!±8±Sleep Innovations 10-inch Sure Temp Memory Foam Mattress - Queen Size

Brand : Sleep Innovations
Rate :
Price : $369.99
Post Date : Nov 05, 2011 11:15:17
Usually ships in 24 hours



Rest and rejuvenate in the absolute comfort of this substantial 10-inch Comfort Impressions mattress while receiving the ultimate in spinal support and ventilation. The 7-inch base is composed of our premium memory foam, which molds to your body to relieve painful pressure and reduce tossing and turning. Atop this is a 3-inch plush layer of SureTemp™ memory foam, offering you all the customized comfort and support you expect from memory foam, along with our patented next generation, open-cell technology that enables air to circulate and keep you at the perfect temperature. Finally, these layers are overlaid by a luxurious, circular-knit, all-in-one mattress cover with recovering elasticity.

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Friday, 14 October 2011

Importance of Asset Mix in Financial Planning

!±8± Importance of Asset Mix in Financial Planning

The most important starting point when building a portfolio is asset mix. In fact, it is so important that if it is done incorrectly, the investor stands to not only lose over the course of his or her investment career, but will be subjected to tremendous and unnecessary strain and stress. The right asset mix will help reduce losses to acceptable psychological and, hopefully financial, limits by incorporating the following:

1. Time Availability. By incorporating an investor's time availability, the asset mix can provide investors with an acceptable level of risk. Most evidently, short-term availability will limit the investor's investment choice to more conservative investments so that there is little, if any, risk of loss on the principal amount being invested.

2. Investment Goals. By incorporating an investor's investment goals into the asset mix, financial planners and even individual investors are able to see where they intend to invest. An investor is more growth-oriented will understand that their portfolio will fluctuate, sometimes greatly and will therefore be better prepared mentally to accommodate such fluctuations compared to a more income-oriented investor who would not. Knowing what your goals are is important, so make sure you give the question the attention it deserves.

3. Risk Tolerance. While time and investment goals are very important, someone with sufficient time to invest and a growth mentality will need to have the risk tolerance to support the growth investments. If risk tolerance is low in spite of the investor's investment goals, then growth assets are normally not recommended on any large scale. Instead, growth would be limited to the point where even the most dramatic fluctuations to that part of the investor's portfolio would have little or no consequence to the overall financial objective.

An appropriate asset mix will incorporate each of the above factors. Conveniently, these are also the most basic questions one must ask himself or herself when constructing an investment plan; by asking these questions and knowing the answers, an appropriate asset mix can be constructed and the plan can be implemented.

In the event of shortfalls or major discrepancies (such as an investor who wants to save ,000,000 over a 15 year period but has so little risk tolerance than a maximum annual return of 5% is more realistic than the higher rates earned on growth investments), then changes need to be made to the asset mix. That means the investors will need to re-examine how the three factors above were measured; can they take a little longer to save, can their goals shift to more aggressive, growth-oriented goals and/or can they accept a higher degree of risk. If the answer is no, then they will need to adjust their overall goal.


Importance of Asset Mix in Financial Planning

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Sunday, 9 October 2011

Memory Foam Mattresses - How To Pick the Right Memory Foam Mattress

!±8± Memory Foam Mattresses - How To Pick the Right Memory Foam Mattress

How to choose a memory foam mattress when there are so many options? I'm confused with all memory foam mattresses on the market again - without the company name, the more familiar high-volume lines sold mattress. It is the best guide I can give you, carefully enter - all these can and foam mattresses and even try to see how the leading brand, does not mean that they have the same quality of foam or comfort during sleep.

That's what I do when I have a new lookMemory Foam Mattress:

or think that the quality of the foam and the source. I wonder what is the density of the foam, several layers of foam in the memory foam mattress in the context, and also the manufacturer of foam and how long you have to make this special class of memory foam (though not know of a dealer, information can - but we can to make sure and get back to you with this).

Then I would like or questions about this memory foam mattress specification. How long haveis doing this special memory foam mattress, what kind of operational experience, they receive from clients (compression problems, problems with sleep (hot, smelly, slow recovery time makes it difficult) to determine from memory foam too soft one for the memory foam have, etc.), what kind of experience of return (the number of returns in that period of time - and make sure they have a good return policy)

Another area or to ask questions and return is guaranteed. What kind of warranty comes with the mattress andwhat does it exactly cover (all prorated or just a portion of the period in the later years prorated and full payment in earlier years (and who pays for shipping if there is an issue and what will you have to do to prove a warranty problem), and do you need a new foundation for the mattress?

o A related issue is whether they have a money back trial on the mattress. I've talked to lots of people that have gotten burned spending a great deal of money on a mattress they just end up not finding comfortable - and they can't return or can only exchange. I think a money back trial is really essential, especially since a foam mattress may be such a different feel than your current bed. I've always offered this on any mattress I sell, and given the price of these types of mattresses you may want to steer clear of those that don't have a return policy. Make sure you understand the way the policy works and your total cost on a return - some places hit you up for return shipping both ways, a restocking fee, etc. that can make the return policy very expensive. The best policies are just ones that would require you to pay return shipping. But remember, it is important to really give these kind of beds a few weeks trial before deciding if you like it. I've found that people often need time to adjust to the feel of a foam bed, but once they do they really find it comfortable. A few weeks should be sufficient time to decide if the bed is for you.


Memory Foam Mattresses - How To Pick the Right Memory Foam Mattress

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Saturday, 24 September 2011

NovaForm Pure Comfort King Mattress

!±8±NovaForm Pure Comfort King Mattress

Brand : C.O.S.
Rate :
Price :
Post Date : Sep 24, 2011 10:15:36
Usually ships in 1-2 business days



The Pure Comfort mattress with NutraTemp memory foam allows you to sleep cooler while still receiving the reduced pressure relieving properties of memory foam. The overall comfort life is increased by the premium base foam layer, which provides increased support and longer lasting durability. Get a better night s sleep on a memory foam mattress with the latest technology, confident quality performance and superior value.


  • Box spring not included
  • Meets the requirements of 16 CFR Part 1633-Federal flammability (open flame) standards
  • Flame-retardant cover conforms to strict Federal standards
  • Mattress thickness: 12"
  • Cover: Smooth Luxurious jacquard cover
  • Top Layer of Mattres: 2.5" of NutraTemp temperature-neutral, premium-quality memory foam
  • Base layer of Mattress: 9.5" of superior support foam
  • New increased air flow technology memory foam
  • 100% Hypoallergenic foam
  • Durable and long lasting
  • Memory foam molds to your body; returns to original shape after use
  • Relieves pressure points and improves circulation
  • Great for platform beds and slatted frames
  • Memory foam proudly made in the USA
  • Compressed & packaged for easy transport and delivery
  • King Mattress Dimensions:
    80 W x 76 D x 12 H
    Weight: 145 lbs

 

      [Model M-MAT-41420-KG-WHT]

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      Wednesday, 21 September 2011

      Nova form mattress - How does traditional mattresses are different?

      !±8± Nova form mattress - How does traditional mattresses are different?

      Many people are very casual when they go to buy a new mattress, because they realize that they spend a third of their life on a mattress. In addition, sleep well at night, make sure you're rested and relaxed as you begin a new day. Unless you have a mattress with a suitable structure and hardness, probably reliving the pain and insomnia / restless sleep.

      3 to 8 layers of padding can be used as padding in each mattress. Various materialsbe used to make each layer of padding. Memory foam, cashmere, latex foam, silk and wool are among the materials used by manufacturers of high quality layers of upholstery. Memory foam, in particular, as the producer of Nova favors.

      Traditional innerspring mattresses in one, there are coils. These are accepted by the producers to distribute body weight evenly. Your body is said to support (from the coils) to get wherever you need it most.

      Other traditionalMattresses, box springs to use as little shock absorbers. Give you a little 'when you apply the power and weight to the top of the mattress. A good box spring is intended to extend the life of a mattress.

      The manufacturer of mattresses Novaform produced for many years. They maintain high quality products. Do not use inner springs for the manufacture of this mattress. The manufacturers claim that the mattress in accordance with the contours of the modeledSleeper.

      The reason for the abandonment of inner springs in this mattress, depending on the manufacturer, is that the points of pressure through the inner resources that are created to push the sleeper. Instead, the mattress, he said, every inch of the body shape of the sleeper. The right consistency and hardness should combine to ensure comfort and reduce the incidence of back problems and other symptoms. The higher density memory foam will last longer and have amore bounce, and come back for 1-2 seconds.

      Different varieties of this mattress is available on the market. The varieties available are:

      or 123 Queen Memory Foam Mattress with DOUBLE AIR FLOW therapeutic w/53,

      or Nova Form Memory Foam Mattress 123,

      103 Queen or King Mattress Memory Foam W/33 treatment,

      or Full Size Memory Foam Mattress 123 therapeutic,

      Queen Celebrity Pillow Top or 123 memory foam bed mattress, and

      Nova or shape memoryFoam mattress topper.

      They are washable and come with a warranty of 10 years.


      Nova form mattress - How does traditional mattresses are different?

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      Friday, 16 September 2011

      Full Size 12" Therapeutic Memory Foam Mattress with 5" 5LB density Viscoelastic Memory Foam. FREE SHIPPING IN 48 STATES!!!

      !±8± Full Size 12" Therapeutic Memory Foam Mattress with 5" 5LB density Viscoelastic Memory Foam. FREE SHIPPING IN 48 STATES!!!


      Rate : | Price : $1,100.00 | Post Date : Sep 16, 2011 03:00:45
      Usually ships in 24 hours

      Full Mattress Only - Box Foundation is not included. Feels like a Tempur-Pedic Swedish MattressFull Size is (54"x74") 10 YEAR WARRANTY!! Made with 5.5LB 100% Memory Foam Retails for 00.00 and up!! All items are new and shipped in original packaging. Don't be fooled into buying an "original" for no reason. Our mattress is guaranteed to feel and perform the same or your money back!!! Why are Memory Foam mattresses the most popular mattresses we sell? It uses the Visco-elastic Memory Foam Technology developed by NASA to sense your body's weight and temperature and then gently conform to your shape to minimize pressure points and reduce tossing and turning. We use only the best quality products available on the market today. This mattress is made of 3" 5.5LB Memory Foam and 7" High Resilience Polyurethane Base Foam. The best firmness retention foam in the industry. To minimize shipping fees and for ease of handling during delivery, this mattress has been vacuum packed. Rest assured this does not compromise the quality or comfort of the mattress and that the mattress will conform to its proper size within 1 - 2 hours. Instructions will be packaged with the mattress.

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